Unicare of Texas is now
offering a new plan...the
Prime Choice. For
healthy Seniors that want to keep
their costs down, this plan works like
an F plan with a $1650 deductible,
which saves an average of 50% off your
monthly premium. For more
information including rates, click
have simplified the options to make
things easier. This section
is invaluable for anyone who wants to
get down to the real differences with
the Medicare Supplement options...85%
of Medicare Supplement applicants
choose the F plan. Get a quote
If you want Prescription coverage
(Plan H, I, or J), please let us know
to requests by our clients for options
to reduce prescriptions costs,
we are happy to provide an answer. After
researching the available options and
upon recommendations from existing
clients, we have found a Canadian
pharmacy contact which should help to
reduce medication costs up to 70%.
to get a quote on your prescriptions.
a free packet sent to you
are Medicare Supplements?
supplements are insurance plans
designed to fill in the gaps of
for the full benefit summary.
Essentially, with your Part A and Part
B, it works like an 80/20 plan with
separate annual deductibles for
hospital and physician charges.
Notice that it does not cover what is
increasingly the most expensive part
of medical care...prescriptions.
does each Supplement cover?
are standardized plans from A to J
with increasing benefits (and monthly
costs). A given company may
choose to offer only some of the
plans. You can click above under
'Plans' to see the benefits for
Unicare of Texas or Blue Cross Blue
Shield of Texas. Note:
Prescription coverage does not start
until the H Plan.
can I enroll?
need both your Part A and Part B with
Medicare, typically when you turn 65
or leave a group plan after 65.
Unicare or Blue Cross/Blue Shield of
Cross and Blue Shield of Texas
have been in our local health
insurance market for decades.
They have strong plan offerings that
are not heavily weighed in HMOs.
do I enroll?
completed application, your first
payment, and Part A and Part B
enrollment is all you need to enroll
in a supplement. We can send you
the free enrollment kit
if I have health conditions?
are 6-month windows of guaranteed
approval starting when you a) 65 and
older, have Part A and newly secured
Part B; b) leave a group plan;
c) your current insurance carrier or
plan leaves your area or you move to
an area where it is no longer
available. There are other cases
but otherwise, you need to answer 'no'
to the health questions on the
application to be accepted.
You can request the application
to see if you can qualify.
Government's official Medicare site