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Now, let's look at the networks...

Network refers to the doctors, hospitals, and medical facilities that participate in an insurance plan.

Unicare uses an EPO (Exclusive Provider Organization) network.  This means there are no benefits outside the list (except in emergency situations).  This list of course exactly matches Unicare's PPO list...approximately 46,000+ doctors and 400+ hospitals in Texas.

To get a really good explanation of the differences between HMO, PPO and EPO...go

As mentioned before, an important aspect of the HSA is that you can write off qualified medical and dental expenses as well as long term care premium expenses.  Let's take a look at what qualifies here.

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