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Now,
let's look at the networks...
Network
refers to the doctors, hospitals, and medical
facilities that participate in an insurance plan.
Unicare
uses an EPO (Exclusive Provider
Organization) network. This means there are
no benefits outside the list (except in
emergency
situations). This list of course exactly
matches Unicare's PPO list...approximately
46,000+ doctors and 400+ hospitals in Texas.
To get a really good explanation of the
differences between HMO, PPO and EPO...go
here
As
mentioned before, an important aspect of the HSA
is that you can write off qualified medical and
dental expenses as well as long term care premium
expenses. Let's take a look at what
qualifies
here.
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